Optimal cost-sensitive credit scoring using a new hybrid performance metric

Expert Systems with Applications（2023）

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摘要

•Using an optimal cost-sensitive credit scoring.•Using a hybrid performance metric to calculate the probability of correct scoring.•Using an optimal feature selection technique to nine different scenarios.•A policy advice to banking activists to resort to a combination of models.

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关键词

Machine learning,Credit scoring,Hybrid performance metric,Optimization,Genetic algorithm

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