One-sided commitment in life insurance contracts: Evidence from Health and Retirement Study
Economics Letters(2022)
摘要
We study the properties of long-term insurance contracts using an individual-level survey data. Results indicate longer-term contracts are involved with lower lapse rates and healthier pool. These are consistent with the implications of Hendel and Lizzeri model with one-sided commitment.
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关键词
G22,D86,I1
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